For Landlords

Best Landlord Insurance in 2026

Landlord (DP-3) policies cover the dwelling, liability, and loss of rental income. Coverage and pricing vary widely by carrier — comparing quotes is almost always worth the time.

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Our top picks

Steadily

4.7 out of 5

Best for quick quotes

Online quotes built specifically for landlords.

Quote and bind a DP-3 policy in minutes
Short-term and long-term rental options
Loss-of-rent coverage available
Highly rated for landlord service

Varies — instant online quote

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Obie

4.5 out of 5

Best for portfolios

Landlord and small-portfolio coverage with bundling.

Multi-property quotes from one form
Builders' risk and umbrella add-ons
Renovation projects supported
Personal service for larger portfolios

Varies — request quote

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State Farm Rental Dwelling

4.2 out of 5

Traditional carrier with strong nationwide presence.

Local agent for claims and questions
Bundle with personal lines for discounts
Optional loss-of-rents and liability
Quote requires agent contact

Varies — local agent quote

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What to look for

We're filling in the full buyer's guide for this category soon. In the meantime, the picks above are a solid starting point.